De Klutter De House - is my $100 challenge business. So far so good. I have written a business plan which is included in my last post. The great thing, no start up costs. Nothing to lose, except maybe the extra points in class if I don't sell the most.
I have two items sitting in my house already. Two antique sewing machines. I will be getting them online tomorrow. A brother approached me at church and wants me to sell his metal detector but he only wants me to take 10%. I told him I have a special of 20% for the first item. We will see what happens. My daughter has a piano and a dirt bike to be sold. That one will be a little tricky because I will have to stop my homework and meet people at her house. Only for her will I allow the item to be at another home. For everyone else it has to be in my home. I cannot be running all over town showing goods to people.
Some of my early goals is to have may camera ready - done ---- and a permanent area where I can set up the items and not have to move them. Well, was done, but don't like where I put the table at so I will be moving it again.
I am excited to make my first sell. I just wish I was not so busy at school this term. I would like to have more time to develop the idea and sell as many items as I can get my hands on.
WHAT I LEARNED THIS WEEK
This week has been on budgeting and money. I have a husband who is a CPA and understands all this stuff BUT who does the books at home. ME - Oh he took them over a few times and got us all screwed up and in dept. BUT he does have me on a spreadsheet system rather than a checkbook register. I have been on that system for so long I don't know what it would be like to have a check book register. So all this learning of how to budget does not really come home. haha
In the budget process you need to set goals, evaluate and choose options, identify budget impacts, and coordinate departmental budgets.
Words of advice: Interpret numbers with care
Types of Budgets are Operating budgets (day to day), Capital budgets (long term investments), Cash budgets (cash balance of an organization)
Traditional budget ---- a budget that covers a one year period and presents forecasts that do not change during the life of the budget cycle.
Kaizen Budget ---- (I should have understood this 150 words better before taking the test dang I understood it about 50 words) When you need to reduce costs, it is built into the budget in incremental basis.
I like to do basic budgeting like I do for the Meadows HOA swim pool and swim team but this stuff is over my head and boring so if I open up a business I'm enlisting my husband to do the work!!!!!!!!!!!!
I love Elder Hales story about buying his wife a dress then a coat. Well, the lack of buying it. I think her and I would be best friends. My husband thinks I should get a new computer screen because it is small, but why, it works perfectly well. When it breaks then I will buy a new screen. I do have to say that I am so tired of cords so I did splurge this week and bought a wireless mouse and keyboard. It was really tough for me because the old board mostly worked. It only had two sticky keys. BUT I had dumped my papers on the floor one last time because I decided to move the keyboard and the cord knocked stuff off of the desk. So this week, I broke my rule and replaced something before it was totally broken. Of course I did have a $10 off coupon.
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